
A financial intermediary is a company, institution, or individual that facilitates financial transactions. Some of the most common types of intermediaries include commercial and investment banks, stockbrokers, and pooled investment funds. Stock exchanges are another common form of financial intermediation. These companies offer a variety of services to make transactions more efficient and secure.
Journal of Financial Intermediation
Journal of Financial Intermediation has a h-index of 80, which indicates the productivity of its publications and their citation impact. This index consists of the maximum number of citations a journal has received, divided by its number of published articles. Its ISSN is 10960473, 10429573.
The Journal of Financial Intermediation publishes original research in finance and related fields. Its primary research areas are financial systems, loan markets, and market liquidity. Submissions from the research community are welcome, and editors will focus on the novelty and practical importance of their articles. Its mission statement is “to provide the academic community with the latest research on financial intermediation.”
FM accepts papers from a variety of academic fields. Regardless of discipline, the editors strive to publish academic papers that are relevant to the real world. Articles are original, controversial, and often highly relevant to the field. FM is a globally recognized journal with editors from Asia, North America, and Europe. Articles may be empirical or theoretical, and authors are encouraged to use any data sources they choose to support their conclusions.
The IJGFI publishes a variety of content, including empirical studies, teaching-oriented papers, conference reports, and book reviews. It also publishes abstracts from recent PhDs and shorter opinion-based articles, review articles, commentaries, and debates. Articles must illustrate the differences between the fields they cover and highlight new knowledge for a wider audience.
Scope
Financial intermediation is the process of providing financial services to consumers and businesses. Financial intermediaries provide credit and buy and sell financial assets. They can be an individual, a family or a corporation. These companies can also provide services that aren’t available to individual consumers. Some of the types of financial services that they offer include personal finance, leasing, and hire-purchase companies.
One of the main benefits of financial intermediation is that the intermediaries can provide specialized services for different types of clients. For example, commercial banks can customize loan packages for small and medium businesses, which often make up the majority of borrowers. By customizing loan packages, banks can attract new customers while expanding their client base. Insurance companies can also benefit from economies of scale by creating insurance packages tailored to a particular customer.
The role of intermediaries in the financial system has changed significantly over the last 30 years. In many countries, traditional financial markets have expanded and new financial markets have emerged. During this period, information and transaction costs have decreased. However, these changes have not led to a decline in the role of financial intermediaries. In fact, intermediaries have become more important in traditional markets, and they account for a large percentage of trading in new markets.
Commercial monetary financial intermediaries are non-central bank entities that receive deposits from other institutions, provide loans, and make investments in securities. These institutions include ‘universal’ and ‘all-purpose’ banks, savings banks, and trustee savings banks. In addition, they include post offices, giro banks, credit unions, and rural credit banks.
Editorial board
The Editorial Board for Financial Intermediation (IJGFI) welcomes articles that contribute to knowledge and research in this field. The journal publishes a range of content, including theoretical articles, empirical studies, teaching-oriented papers, conference reports, and abstracts of recently completed PhDs. In addition, IJGFI also publishes opinion-based and review articles, as well as commentaries and debates. The aim of each article is to promote new knowledge for a wider audience.
Scope of publication
The Journal of Financial Intermediation publishes research articles in a variety of areas related to financial intermediation. Topics covered include financial systems, credit markets, and corporate finance. Submissions from the research community are encouraged. In selecting manuscripts for publication, the journal looks for novelty and practical importance.
While traditional financial intermediaries have benefited from economies of scale through volume and knowledge management, their monopolistic positions can hinder innovation and the improvement of consumer experience and products. Consequently, the academic community is encouraged to consider new ways to analyze and understand the role of finance intermediation.
Because financial intermediaries are multi-product companies, they need to be regulated. A key area for regulation is the scope of publication. This Journal also focuses on issues related to financial services, including asset management, insurance, and risk management. Its mission is to improve industry efficiencies and promote sound public policies.
FinTech and digital innovations are changing financial intermediation. It is important to understand the impact of these technologies on the industry. While FinTech is a growing field, it is not yet a complete replacement for traditional financial intermediation. For example, blockchain-based payments and open banking are disrupting traditional financial intermediaries and opening new avenues for financial inclusion.
Submission Guidelines
The Journal of Financial Intermediation publishes original research on various aspects of financial intermediation, such as credit markets, credit card regulation, and corporate finance. Its guidelines are designed to encourage original research and stimulate the discussion of current issues. To submit your article for publication, follow these submission guidelines.
Contact information
Some financial firms ask prospective clients for the names and contact information of a trusted contact. These contacts may be required to verify the client’s health information, legal guardianship, or powers of attorney. In the United States, broker-dealers are required to disclose certain information to prospective clients in writing.